Regulation/regulations/fcra

AI incidents and FCRA

Official text: 15 U.S.C. 1681 at the FTC ↗

The Fair Credit Reporting Act (15 U.S.C. § 1681) regulates the collection, dissemination, and use of consumer information in the United States. The CFPB has issued guidance applying FCRA requirements to AI-driven consumer decisions.

AI systems used for employment, credit, housing, or insurance decisions that rely on consumer reports must comply with adverse action notice requirements and accuracy standards under FCRA.

Confirmed regulatory enforcement

Regulator or court finding

A regulator, court, or authority has issued a decision, order, or fine citing FCRA. Regulation-level filtering is not yet available, so this shows recent incidents across the full index instead.

Sep 2026The Recording Light on AI Smart Glasses Could Be Bypassed. That Made Everything Worse.OECD Sep 2026ZCode Uploaded Developer Code and Git History Without Asking AnyoneOECD Sep 2026Tasmania's Parole Board Cited AI-Invented Cases to Restrict a Prisoner's SpeechOECD Sep 2026Ten Million Articles Without a License: The Times Takes AI Training to CourtOECD Sep 2026The Second Lawsuit Against Suno Is About 60,000 Songs Nobody LicensedOECD

Potential relevance

Relevant regulatory context

The incident may involve a FCRA regulated context, but no authority has made a finding. Inclusion does not indicate a determination of legal relevance.

Regulation-level filtering will be available once the dataset includes regulation tags.